Bulloch First proudly marks its 10-year anniversary, celebrating a decade of service, growth, and unwavering dedication to the community. As a division of Citizens Bank of Swainsboro—an institution with a legacy dating back to 1900—Bulloch First has continued to uphold a tradition of excellence in local banking.
At a special anniversary celebration, bank leadership, employees, board members, and community partners gathered to commemorate this milestone. A heartfelt thanks was extended to key individuals who made the event possible, including Sara Russell for her organization, Jennifer Marsh for her support, Miranda Winter for providing entertainment, Kristian Ellison for the beautiful floral arrangements, TBM for the plants, and Honey Catering for their outstanding food.
Bulloch First’s Board of Directors played an integral role in the celebration, with members in attendance including Mr. Bill Simmons, Mr. Minton Hester, Mr. Jeff Cannon, Dublin Market Leader, Mr. Ben Ross, Mr. Zac Frye, Citizens Bank of Swainsboro President & CEO, and Mr. Gary Johnson. Though unable to attend, Steve Rushing and Milton Gray were recognized for their contributions. Additionally, appreciation was expressed for the Advisory Board members for their commitment to the bank and their service to Bulloch County.
Reflecting on Bulloch First’s beginnings, the bank was founded as a Loan Production Office by Gary Johnson and Wes Simmons, who quickly brought Gay Dailey on board to manage operations. Shortly thereafter, Abby Donaldson joined to oversee the retail sector, forming a strong leadership team that laid the foundation for the bank’s success.
In just under 10 years, Bulloch First has grown to over $145 million in assets, with $142 million in loans and $72 million in deposits. This remarkable growth is a testament to the bank’s commitment to excellence and community-focused approach. Throughout its journey, Bulloch First has remained steadfast in its values, overcoming challenges and emerging stronger with each step forward.
The celebration was also a moment to recognize the dedicated employees, loyal customers, and supportive community members who have played a pivotal role in Bulloch First’s success. Special thanks were given to those who have supported the bank’s journey, including Davidson Nelson for his unwavering encouragement and Wes Simmons for his instrumental role in the bank’s development.
Caroline Nelson, President of Bulloch First, expressed her gratitude and excitement for the future, stating,“This journey has been defined by our core values—commitment to excellence and a dedication to our community, and that has hinged on the strength of our incredible team. As with any growing company, we’ve faced challenges, but each one has made us stronger and better for it. I want to thank my co-workers who are like family, our customers, community partners, and supporters for making Bulloch First possible. You have been essential to our success.”
Her leadership has been instrumental in guiding Bulloch First through years of growth and success, and her dedication to both the bank and the community is deeply appreciated.
As Bulloch First looks to the future, excitement builds for the next decade of growth, innovation, and continued service to the community. The bank remains committed to its mission of providing exceptional financial services while fostering strong local relationships.
About Bulloch First
Bulloch First is a division of Citizens Bank of Swainsboro, dedicated to serving the financial needs of Bulloch County and surrounding areas. With a focus on local decision-making and personalized service, Bulloch First strives to be a trusted financial partner for individuals, families, and businesses. Bulloch First is a Member FDIC, Equal Housing Lender.
