AgSouth Farm Credit is an agricultural lending cooperative owned by its member-borrowers and is part of the nation-wide Farm Credit system. AgSouth provides loans for land, production agriculture, farm equipment, crop insurance, leasing, and home mortgages. The Association serves 147 counties across the states of Georgia, North Carolina and South Carolina.
We believe that people don’t buy what we do...they buy why we do it. Our passion is to grow farmers, families, and rural communities.
AgSouth Advantages:
- Up to 20-year FIXED rates on land (15 years for lot loans)
- No prepayment penalties
- Up to 85% financing on land (75% for lot loans)
- Local lending staff specialized in farm, land, and home financing
- Cooperative structure that returns profits to borrowers
*Products & Services:
- Farm Loans (Operating, Equipment, LivWhether you are a full-time farmer, a family looking for a few acres to raise your kids or an outdoorsman looking for a place to make your own – it’s hard to find a lender who understands land and farm financing. At AgSouth Farm Credit, we understand your values because we specialize in lending for land, farms, and homes. estock, Improvements)
- Land Loans (Hunting/Recreational, Timberland, Farms)
- Home Loans (Conventional, C2P, USDA, FHA, VA)
- Crop Insurance
- Leasing (Facilities, Vehicles, Equipment, and more)
*AgSouth returned more than $56 million in cash to our borrowers in 2023, reducing our members rates by an average of 1.3%. Can your bank say that? (dependent on board approval)
